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USDA Loan Plus

A USDA home loan is a zero-down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, which is managed by the U.S. Department of Agriculture.

USDA home loans are available to borrowers who meet certain income and credit requirements. Borrowers must have a household income that does not exceed 115% of the median income for their area, and they must have a credit score of 640 or higher.

USDA home loans are a great option for eligible borrowers who are looking to purchase a home with no down payment. These loans provide many benefits, including low interest rates and monthly payments, and they can be used to finance the purchase of a primary residence in an eligible rural or suburban area.

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Debt to income Ratio (DTI) for a USDA Loan (2023) 

Do You Pay Pmi on a USDA Loan?

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Guaranteed  USDA Loan Eligibility Requirements 

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How USDA Loans Can Help First-Time Home Buyers

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Mortgage Per Diem Calculator

Qualify for a 2023 USDA Loan: Mortgage Eligibility Requirements

Qualifying for a USDA Loan After Chapter 7 and 13 Bankruptcy 

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Repair and Upgrade Options for USDA Home Loans 

Seller Concessions USDA Loan 

Sitemap: USDA Loan Plus

Understanding USDA Loans: Eligibility and How They Work 

Understanding USDA Loans: Mortgage Options and Pros & Cons 

USDA Appraisal and Home Inspection Mortgage Requirements 

USDA Construction Loan Benefits: Build with a Usda Home Loan 

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USDA Home Loans: Eligibility Requirements and Rates 

USDA Loan Articles - Your Ultimate Guide to USDA Home Loans 

USDA Loan Credit Requirements: Approval, Limits, and Score 

USDA Loan Credit Score Requirement and Eligibility (2023) 

USDA Loan Credit Score Requirements (2023) 

USDA Loan Eligibility Made Easy: Qualifying for a Housing Loan

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USDA Loan Income Limits and Eligibility Requirements 

USDA Loan Mortgage Calculator

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USDA Loan Requirements and Credit Score Guidelines (2023) 

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USDA Streamline Assist Refinance Program: Simple and Easy 

What You Need to Know About Mortgage Underwriting Process