USDA Loan Plus

A USDA home loan is a zero-down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, which is managed by the U.S. Department of Agriculture.

USDA home loans are available to borrowers who meet certain income and credit requirements. Borrowers must have a household income that does not exceed 115% of the median income for their area, and they must have a credit score of 640 or higher.

USDA home loans are a great option for eligible borrowers who are looking to purchase a home with no down payment. These loans provide many benefits, including low interest rates and monthly payments, and they can be used to finance the purchase of a primary residence in an eligible rural or suburban area.

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Are USDA Loans Good? 

Are USDA Loans Hard to Get? 

Are USDA Loans Right for You? 

Benefits of a USDA Rural Development Loan 

Can a USDA Loan Be Refinanced? 

Can You Build a House With a USDA Loan? 

Can You Buy Points on a USDA Loan? 

Can You Get a USDA Loan More Than Once? 

Current USDA Home Loan Interest Rates 

Does USDA Loans Have PMI? 

Earnest Money Deposit on a USDA Loan

Factors That May Disqualify You for a USDA Loan 

Financing Your Dream Home: USDA Loans Unlock Rural Bliss 

How Long to Get Approved for a USDA Loan?

How Much Can You Borrow With a USDA Loan? 

How Much is Mortgage Insurance on a USDA Loan?

How Strict Are USDA Loan Inspections?

How to Calculate Per Diem Interest on a Loan

How to Calculate the Debt to Income Ratio for a USDA Loan 

How Usda Home Loans Can Help First Time Homebuyers

How USDA Home Loans Compare to Other Loans

Income Limits for USDA Loans 

Is My Address USDA Eligible?

Mortgage Calculator for a USDA Loan 

Step-by-Step Guide: Applying for a USDA Home Loan 

Understanding USDA Loans: Eligibility and How They Work 

USDA Amortization Calculator 

USDA Bankruptcy Guidelines 

USDA Direct Loan Vs Guaranteed 

USDA Guaranteed Loan Requirements 

USDA Home Loan Cosigner Requirements 

USDA Home Loans or FHA Loans: Which is Better? 

USDA Loan Articles - Your Ultimate Guide to USDA Home Loans 

USDA Loan Gift Funds 

Usda Loan Home Inspection Requirements 

USDA Loan Questions 

USDA Loan Requirements for a House

USDA Loan Requirements for a House 

USDA Loan Underwriting Process 

USDA Non-Streamline Refinance Program Explained

USDA Requirements for Manufactured Homes 

USDA Section 504 Home Repair Program

USDA Seller Concessions 

USDA Standard Streamline Refinance

USDA Streamline Assist Refinance 

USDA Title Insurance Requirements 

What Are the Credit Requirements for a Usda Loan? 

What Are the Pros and Cons of a USDA Loan? 

What Credit Score Do You Need for a USDA Loan? 

What Credit Score Do You Need for a USDA Loan? 

What Credit Score is Needed for a USDA Loan? 

What is a Guarantee Fee on a USDA Loan? 

What is a USDA 502 Direct Loan? 

Who Pays Closing Costs on a USDA Loan?