USDA Loan Plus

A USDA home loan is a zero-down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, which is managed by the U.S. Department of Agriculture.

USDA home loans are available to borrowers who meet certain income and credit requirements. Borrowers must have a household income that does not exceed 115% of the median income for their area, and they must have a credit score of 640 or higher.

USDA home loans are a great option for eligible borrowers who are looking to purchase a home with no down payment. These loans provide many benefits, including low interest rates and monthly payments, and they can be used to finance the purchase of a primary residence in an eligible rural or suburban area.


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Applying for a USDA Home Loan: Step-by-Step Guide 

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Financing Your Home With a USDA Loan

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Get 100% Financing for USDA Manufactured Home Loans 

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How to Qualify for a USDA Renovation and Repair Loan 

How to Use Gift Funds with a USDA Loan: A Complete Guide 

How USDA Home Loans Can Help First-Time Homebuyers 

How USDA Home Loans Compare to Other Loans

Is My Address USDA Eligible?

Learn the Requirements for a USDA Guaranteed Loan 

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Sitemap: USDA Loan Plus

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USDA Loan Articles - Your Ultimate Guide to USDA Home Loans 

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USDA Loan Mortgage Calculator

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USDA Mortgage Credit Score Requirements for 2023 

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USDA Mortgage: Income Limits and Eligibility Requirements 

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What Credit Score is Needed for a USDA Home Loan

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