USDA Loan PlusA USDA home loan is a zero-down payment mortgage for eligible
rural and suburban homebuyers. USDA loans are issued through the
USDA Rural Development Guaranteed Housing Loan Program, which is
managed by the U.S. Department of Agriculture.
USDA home loans are available to borrowers who meet certain income
and credit requirements. Borrowers must have a household income that
does not exceed 115% of the median income for their area, and they
must have a credit score of 640 or higher.
USDA home loans are a great option for eligible borrowers who are
looking to purchase a home with no down payment. These loans provide
many benefits, including low interest rates and monthly payments,
and they can be used to finance the purchase of a primary residence
in an eligible rural or suburban area.
2023 Eligibility Requirements for USDA Loans: Do You Qualify?
5 Common Mistakes to Avoid When Applying For A USDA Loan
Applying for a USDA Home Loan: Step-by-Step Guide
Are USDA Loans Good for First-Time Homebuyers?
Building Your Dream Home with a USDA Construction Loan
Calculate Your Savings with our USDA Amortization Calculator
Can the Seller Pay Closing Costs on a USDA Loan?
Cosigners and USDA Loans: What You Should Know
Debt-to-income Ratio for a USDA Loan: What You Need to Know
Exploring the Benefits of a USDA Loan
Exploring the Pros and Cons of USDA Loans
Financing Your Home With a USDA Loan
Find Out If USDA Loans Are Right for You
Get 100% Financing for USDA Manufactured Home Loans
How Does the USDA Direct Loan Program Work?
How Much Can I Borrow for a USDA Loan?
How Much is Mortgage Insurance on a USDA Loan?
How Strict Are USDA Loan Inspections?
How to Maximize Your Earnest Money Deposit on a USDA Loan
How to Qualify for a USDA Renovation and Repair Loan
How to Use Gift Funds with a USDA Loan: A Complete Guide
How USDA Home Loans Can Help First-Time Homebuyers
How USDA Home Loans Compare to Other Loans
Is My Address USDA Eligible?
Learn the Requirements for a USDA Guaranteed Loan
Qualifying for a USDA Loan After Bankruptcy
Rural Housing USDA Home Loans Explained | Q&A
Sitemap: USDA Loan Plus
The Benefits and Risks of Discount Points for Your Home Loan
The Benefits of USDA Loans: 100% Financing and No PMI
Understanding the Guarantee Fee on a USDA Loan
Understanding USDA Loans: Eligibility and How They Work
USDA Guaranteed vs Direct Loans: Which One Is Right for You?
USDA Home Inspection Requirements: A Closer Look
USDA Home Loans Vs. FHA Loans: Which Is Better?
USDA Home Loans: Credit Score Guidelines and Qualifications
USDA Loan Articles - Your Ultimate Guide to USDA Home Loans
USDA Loan Credit Requirements: Approval, Limits, and Score
USDA Loan Mortgage Calculator
USDA Loan Rates - Current Interest Rates and Terms
USDA Mortgage Credit Score Requirements for 2023
USDA Mortgage Extra Payment Calculator
USDA Mortgage: Income Limits and Eligibility Requirements
USDA Non-Streamline Refinance Program Explained
USDA Per Diem Interest Calculator
USDA Standard Streamline Refinance
USDA Streamline Assist Refinance Program: Simple and Easy
What Are Seller Concessions and How Can They Benefit You?
What Credit Score is Needed for a USDA Home Loan
What You Need to Know About Mortgage Underwriting