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USDA Loan Plus

A USDA home loan is a zero-down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, which is managed by the U.S. Department of Agriculture.

USDA home loans are available to borrowers who meet certain income and credit requirements. Borrowers must have a household income that does not exceed 115% of the median income for their area, and they must have a credit score of 640 or higher.

USDA home loans are a great option for eligible borrowers who are looking to purchase a home with no down payment. These loans provide many benefits, including low interest rates and monthly payments, and they can be used to finance the purchase of a primary residence in an eligible rural or suburban area.

 Can Seller Pay Closing Costs on a USDA Loan? 
 USDA Loans: Learn All the Benefits 
Answering Common Questions About USDA Home Loans 
Can You Build a House with a USDA Home Loan? 
Can You Have a Cosigner on a USDA Home Loan? 
Can You Qualify for a USDA Home Loan After Bankruptcy? 
Can You Use a USDA Home Loan for a Manufactured Home? 
Can You Use Gift Funds for a USDA Home Loan? 
Current USDA Loan Interest Rates: What You Need to Know 
Learn About USDA Loans
Sitemap: USDA Loan Plus
Streamline Assist Refinance for USDA Loans 
Understand the Debt-to-Income Ratio for USDA Loans 
Understanding USDA Loan Discount Points 
USDA Direct Loan vs Guaranteed: What's the Difference? 
USDA Direct Loans: Affordable Home Financing Options
USDA Guaranteed Loan Requirements: What You Need to Know 
USDA Loan Amortization Calculator: Estimate Your Payments 
USDA Loan Calculator: Save Thousands with an Extra Payment 
USDA Loan Credit Requirements: What to Know 
USDA Loan Guarantee Fee: What You Need to Know 
USDA Loan Income Limits: What You Need to Know 
USDA Loan Inspection Requirements: What You Need to Know 
USDA Loan Mortgage Calculator: Estimate Your Payments 
USDA Loan PMI: What You Need to Know
USDA Loan Repair Requirements: What You Need to Know 
USDA Loan Seller Concessions: What You Need to Know 
USDA Loan Underwriting Process: What You Need to Know 
What is a USDA Streamline Refinance?
What is Earnest Money on a USDA Loan?
What is Per Diem Interest on a USDA Loan 

 Can Seller Pay Closing Costs on a USDA Loan? 
 USDA Loans: Learn All the Benefits 

Answering Common Questions About USDA Home Loans 

Can You Build a House with a USDA Home Loan? 

Can You Have a Cosigner on a USDA Home Loan? 

Can You Qualify for a USDA Home Loan After Bankruptcy? 

Can You Use a USDA Home Loan for a Manufactured Home? 

Can You Use Gift Funds for a USDA Home Loan? 

Current USDA Loan Interest Rates: What You Need to Know 

Learn About USDA Loans

Sitemap: USDA Loan Plus

Streamline Assist Refinance for USDA Loans 

Understand the Debt-to-Income Ratio for USDA Loans 

Understanding USDA Loan Discount Points 

USDA Direct Loan vs Guaranteed: What's the Difference? 

USDA Direct Loans: Affordable Home Financing Options

USDA Guaranteed Loan Requirements: What You Need to Know 

USDA Loan Amortization Calculator: Estimate Your Payments 

USDA Loan Calculator: Save Thousands with an Extra Payment 

USDA Loan Credit Requirements: What to Know 

USDA Loan Guarantee Fee: What You Need to Know 

USDA Loan Income Limits: What You Need to Know 

USDA Loan Inspection Requirements: What You Need to Know 

USDA Loan Mortgage Calculator: Estimate Your Payments 

USDA Loan PMI: What You Need to Know

USDA Loan Repair Requirements: What You Need to Know 

USDA Loan Seller Concessions: What You Need to Know 

USDA Loan Underwriting Process: What You Need to Know 

What is a USDA Streamline Refinance?

What is Earnest Money on a USDA Loan?

What is Per Diem Interest on a USDA Loan 

Sitemap: USDA Loan Plus