USDA Loan Plus

A USDA home loan is a zero-down payment mortgage for eligible rural and suburban homebuyers. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, which is managed by the U.S. Department of Agriculture.

USDA home loans are available to borrowers who meet certain income and credit requirements. Borrowers must have a household income that does not exceed 115% of the median income for their area, and they must have a credit score of 640 or higher.

USDA home loans are a great option for eligible borrowers who are looking to purchase a home with no down payment. These loans provide many benefits, including low interest rates and monthly payments, and they can be used to finance the purchase of a primary residence in an eligible rural or suburban area.

 Mortgage Discount Points for Your Home Loan 
2023 USDA Loan Eligibility Requirements and Tips

Calculate Your Savings with our USDA Amortization Calculator 

Cosigning a USDA Mortgage: A Guide for USDA Loan Borrowers 

Debt to income Ratio (DTI) for a USDA Loan (2023) 

Do You Pay Pmi on a USDA Loan?

Earnest Money Deposit on a USDA Loan When Buying a Home

Exploring the Benefits of a USDA Loan 

Exploring the Pros and Cons of a USDA Loans Explained 

Exploring the Pros and Cons of USDA Loans for Home Buyers 

Exploring USDA Guarantee Fees: A Closer Look at Home Loans 

Exploring USDA Streamline Refinance for Your Mortgage

First-time Homebuyer Mistakes to Avoid With a USDA Mortgage 

Guaranteed  USDA Loan Eligibility Requirements 

How Much is Mortgage Insurance on a USDA Loan?

How Strict Are USDA Loan Appraisals and Home Inspections?

How to Finance Your Home With a USDA Loan

How USDA Loans Can Help First-Time Home Buyers

Learn About the USDA Loan Closing Costs for a Home Purchase 

Manufactured Home Loan Guide: Understanding USDA Financing 

Mortgage Per Diem Calculator

Qualify for a 2023 USDA Loan: Mortgage Eligibility Requirements

Qualifying for a USDA Loan After Chapter 7 and 13 Bankruptcy 

Reasons Why Every Homebuyer Needs Title Insurance

Repair and Upgrade Options for USDA Home Loans 

Seller Concessions USDA Loan 

Sitemap: USDA Loan Plus

Understanding USDA Loans: Eligibility and How They Work 

Understanding USDA Loans: Mortgage Options and Pros & Cons 

USDA Appraisal and Home Inspection Mortgage Requirements 

USDA Construction Loan Benefits: Build with a Usda Home Loan 

USDA Direct Loan Eligibility Requirements for a Home Loan 

USDA Home Loan Comparison: Direct Loans Vs Guaranteed 

USDA Home Loans: Eligibility Requirements and Rates 

USDA Loan Articles - Your Ultimate Guide to USDA Home Loans 

USDA Loan Credit Requirements: Approval, Limits, and Score 

USDA Loan Credit Score Requirement and Eligibility (2023) 

USDA Loan Credit Score Requirements (2023) 

USDA Loan Eligibility Made Easy: Qualifying for a Housing Loan

USDA Loan Eligibility Requirements Explained

USDA Loan Income Eligibility and Loan Limits (2023) 

USDA Loan Income Limits and Eligibility Requirements 

USDA Loan Mortgage Calculator

USDA Loan Refinance: Explore Your Options Today

USDA Loan Requirements & Mortgage FAQs 

USDA Loan Requirements and Credit Score Guidelines (2023) 

USDA Loan vs. FHA Loan: Choosing the Right Mortgage 

USDA Loans: Using Gift Funds for Mortgage and Closing Costs 

USDA Mortgage Application for a Home Loan 

USDA Mortgage Extra Payment Calculator 

USDA Streamline Assist Refinance Program: Simple and Easy 

What You Need to Know About Mortgage Underwriting Process